{"id":12087,"date":"2026-04-30T11:23:53","date_gmt":"2026-04-30T05:53:53","guid":{"rendered":"https:\/\/www.class24.study\/current-affairs\/?p=12087"},"modified":"2026-05-01T16:29:01","modified_gmt":"2026-05-01T10:59:01","slug":"rbi-launches-mission-saksham-for-ucbs","status":"publish","type":"post","link":"https:\/\/www.class24.study\/current-affairs\/rbi-launches-mission-saksham-for-ucbs\/","title":{"rendered":"RBI Launches Mission SAKSHAM for UCBs: Full Details, Objectives &amp; Benefits"},"content":{"rendered":"<p><span style=\"font-weight: 400\">The Reserve Bank of India (RBI) has launched Mission SAKSHAM \u2013 a national capacity development initiative for Urban Cooperative Banks (UCBs). This mission seeks to improve governance, efficiency, and compliance among UCBs. It is a mission-mode project that prioritises capacity-building for all levels of bank employees, including the board and senior management. The mission, with its online and offline learning modules, will help RBI to develop a robust and professionally-driven cooperative banking sector. This programme underscores RBI&#8217;s commitment to achieving financial stability, improved risk management, and growth in the UCB sector.<\/span><\/p>\n<h2><span style=\"font-weight: 400\">RBI Mission SAKSHAM for UCBs: Objectives, Features &amp; Benefits<\/span><\/h2>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">RBI has launched a pan-India mission-mode capacity-building (MMCB) programme for urban cooperative banks (UCBs) \u2013 Mission SAKSHAM.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">A key focus is to build management and operational capacities in the cooperative banking space.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">It seeks to strengthen regulatory compliance and adherence to norms, resulting in sound governance.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The programme is directed towards enhancing institutional resilience, enabling UCBs to effectively manage financial and operational risks.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">As part of the mission, the RBI will organise massive training courses to train 1.40 lakh participants in India.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">This will include the board of directors, top management, risk managers, audit chiefs, IT professionals and others.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Training will be based on a blended model, with classroom and e-learning methods.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">RBI will make the training material available to training participants in local languages for improved comprehension.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">Mission SAKSHAM will be implemented in partnership with the Umbrella Organisation of UCBs and cooperative federations.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The development of a learning and development culture in banking is envisaged.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">It will help UCBs embrace best practices, risk mitigation and internal control processes.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">In short, Mission SAKSHAM is in line with the RBI&#8217;s commitment to creating a resilient, transparent and future-proof cooperative banking sector in India.<\/span><\/li>\n<\/ul>\n<h2><span style=\"font-weight: 400\">RBI Previous Year Questions (PYQs) for SSC, Banking &amp; UPSC Exams<\/span><span style=\"font-weight: 400\"><br \/>\n<\/span><\/h2>\n<table>\n<tbody>\n<tr>\n<td><b>Exam Name<\/b><\/td>\n<td><b>Year<\/b><\/td>\n<td><b>Question<\/b><\/td>\n<td><b>Options<\/b><\/td>\n<td><b>Answer<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">UPSC Prelims<\/span><\/td>\n<td><span style=\"font-weight: 400\">2020<\/span><\/td>\n<td><span style=\"font-weight: 400\">With reference to the Indian economy, consider the following statements regarding UPI: UPI is developed by which organization?<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) RBI B) NPCI C) SEBI D) SBI<\/span><\/td>\n<td><b>B) NPCI<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">SSC CGL<\/span><\/td>\n<td><span style=\"font-weight: 400\">2022<\/span><\/td>\n<td><span style=\"font-weight: 400\">Which institution issues currency notes in India?<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) SBI B) RBI C) SEBI D) NABARD<\/span><\/td>\n<td><b>B) RBI<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">IBPS PO<\/span><\/td>\n<td><span style=\"font-weight: 400\">2021<\/span><\/td>\n<td><span style=\"font-weight: 400\">What does CRR stand for in banking?<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) Cash Reserve Ratio B) Credit Reserve Ratio C) Capital Reserve Ratio D) Current Reserve Ratio<\/span><\/td>\n<td><b>A) Cash Reserve Ratio<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">SSC CHSL<\/span><\/td>\n<td><span style=\"font-weight: 400\">2020<\/span><\/td>\n<td><span style=\"font-weight: 400\">Who is known as the banker to the government in India?<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) SBI B) RBI C) NABARD D) SEBI<\/span><\/td>\n<td><b>B) RBI<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">RBI Grade B<\/span><\/td>\n<td><span style=\"font-weight: 400\">2021<\/span><\/td>\n<td><span style=\"font-weight: 400\">Repo rate is the rate at which RBI lends money to:<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) Public B) Banks C) NBFCs D) Government<\/span><\/td>\n<td><b>B) Banks<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">IBPS Clerk<\/span><\/td>\n<td><span style=\"font-weight: 400\">2022<\/span><\/td>\n<td><span style=\"font-weight: 400\">Which organization manages UPI in India?<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) RBI B) NPCI C) SEBI D) SIDBI<\/span><\/td>\n<td><b>B) NPCI<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">UPSC Prelims<\/span><\/td>\n<td><span style=\"font-weight: 400\">2019<\/span><\/td>\n<td><span style=\"font-weight: 400\">Which of the following best describes \u2018Repo Rate\u2019?<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) Rate of borrowing by RBI B) Rate at which RBI lends to banks C) Rate of tax D) Rate of inflation<\/span><\/td>\n<td><b>B) Rate at which RBI lends to banks<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">SSC MTS<\/span><\/td>\n<td><span style=\"font-weight: 400\">2021<\/span><\/td>\n<td><span style=\"font-weight: 400\">Which bank is called the central bank of India?<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) SBI B) RBI C) PNB D) ICICI<\/span><\/td>\n<td><b>B) RBI<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">SBI PO<\/span><\/td>\n<td><span style=\"font-weight: 400\">2020<\/span><\/td>\n<td><span style=\"font-weight: 400\">Reverse Repo Rate is the rate at which RBI:<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) Borrows from banks B) Lends to banks C) Gives loan to public D) None<\/span><\/td>\n<td><b>A) Borrows from banks<\/b><\/td>\n<\/tr>\n<tr>\n<td><span style=\"font-weight: 400\">NABARD Grade A<\/span><\/td>\n<td><span style=\"font-weight: 400\">2021<\/span><\/td>\n<td><span style=\"font-weight: 400\">Which institution regulates NBFCs in India?<\/span><\/td>\n<td><span style=\"font-weight: 400\">A) SEBI B) RBI C) NABARD D) SIDBI<\/span><\/td>\n<td><b>B) RBI<\/b><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p style=\"text-align: center\"><a href=\"https:\/\/www.class24.study\/current-affairs\/2026\/04\/11\/\" target=\"_blank\" rel=\"noopener\">Land Inequality in India<\/a><\/p>\n<p><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone  wp-image-12227\" src=\"https:\/\/www.class24.study\/current-affairs\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-Apr-30-2026-02_59_24-PM-300x169.png\" alt=\"Mission SAKSHAM \" width=\"373\" height=\"210\" srcset=\"https:\/\/www.class24.study\/current-affairs\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-Apr-30-2026-02_59_24-PM-300x169.png 300w, https:\/\/www.class24.study\/current-affairs\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-Apr-30-2026-02_59_24-PM-1024x576.png 1024w, https:\/\/www.class24.study\/current-affairs\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-Apr-30-2026-02_59_24-PM-768x432.png 768w, https:\/\/www.class24.study\/current-affairs\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-Apr-30-2026-02_59_24-PM-1536x864.png 1536w, https:\/\/www.class24.study\/current-affairs\/wp-content\/uploads\/2026\/04\/ChatGPT-Image-Apr-30-2026-02_59_24-PM.png 1672w\" sizes=\"(max-width: 373px) 100vw, 373px\" \/><\/p>\n<h2><span style=\"font-weight: 400\">Conclusion \u2013 RBI Launches Mission SAKSHAM<\/span><\/h2>\n<p><span style=\"font-weight: 400\">The Reserve Bank of India&#8217;s mission SAKSHAM is an important move to enhance the capacity and governance of Urban Cooperative Banks (UCBs) in India. The mission will improve the capabilities, compliance and risk management processes of UCBs to build a stronger and more efficient banking system. It will also better prepare UCBs to face future financial risks and regulatory changes. In short, Mission SAKSHAM is a testament to RBI&#8217;s focus on stability, security and sustainable growth in the cooperative banking system, which benefits both banks and their customers in India.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Reserve Bank of India (RBI) has launched Mission SAKSHAM \u2013 a national capacity development initiative for Urban Cooperative Banks (UCBs). This mission seeks to improve governance, efficiency, and compliance among UCBs. It is a mission-mode project that prioritises capacity-building for all levels of bank employees, including the board and senior management. The mission, with [&hellip;]<\/p>\n","protected":false},"author":4,"featured_media":12088,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[14],"tags":[],"class_list":["post-12087","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economy"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/posts\/12087","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/comments?post=12087"}],"version-history":[{"count":2,"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/posts\/12087\/revisions"}],"predecessor-version":[{"id":12235,"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/posts\/12087\/revisions\/12235"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/media\/12088"}],"wp:attachment":[{"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/media?parent=12087"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/categories?post=12087"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.class24.study\/current-affairs\/wp-json\/wp\/v2\/tags?post=12087"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}